PODCAST AUDIO – click to listen

In this 111th episode I talk to Oscar Smith about the ugly math of credit scores.

Questions:
Who’s responsible for what’s on your credit report?
Is using credit reports to screen job applicants considered discriminatory?
What factors are used to determine your credit score?

The bottom line is credit reports aren’t going anywhere anytime soon. The better your scores, the better price you get when borrowing money and paying rates of, for instance, car insurance.

Your credit score is not who you are as a person. All a high credit score means is this:
You’re good at going into debt and good at paying interest to the bank. Is that something to be proud of? You decide.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth