I can not stress ENOUGH the importance of becoming debt free and having a financial plan. Be honest. The “economy” isn’t getting any better. Home values are depressed nationwide. Gas and food prices are on the rise. Corporate layoffs are a harsh, daily reality. And even if things were picture perfect, being debt free and having a financial plan will serve you for a lifetime. If you fail to plan, you plan to fail.
I didn’t start getting serious about my finances until I was about 35 years old. A bit late? It’s never too late. I was working in residential mortgage lending. You’d think lenders would be the smartest people when it comes to handling their personal finances. I can’t speak for all lenders, but I certainly didn’t have my ducks in a row.
Being on the “inside” of the money game wasn’t enough. I knew how to create debt. I was good at creating my own personal debt and helping others create debt (mortgages). But I wasn’t saving. I had a mortgage, two car payments, and $17,000 in credit card debt. Fairly normal by most standards for sure.
If you want to get your debt under control and have a financial plan, you are going to have to do a few things that aren’t “fairly normal”!!!
Review:
What is it?
Debt To Wealth® is a debt elimination, financial freedom plan in a box. It’s an e-course you can study and follow at your own pace. It’s author, John Cummuta, created the #1 selling debt elimination program in the world. You may have heard some of his ads on radio.
Things I Like:
The material is straight forward and presented in a logical step-by-step fashion. There’s videos, audios, and a printable workbook. You can download all the material at once. Or you can bookmark the content page and access the material from there. Either way is a big plus, especially if you don’t like to wait for snail mail. There’s some pretty cool bonus e-books too. The author issues a “14 day challenge” to keep you focused and motivated.
This author is who got me started back in 2006. I refer to his material often.
If you need coaching and guidance, there’s a free resource offered via a toll free number. Prosperity, Inc. is the name of that company. I checked them out and they appear to be solid with a top notch client list.
Things I Would Change:
There’s nothing I would change, content wise. I had a little bit of trouble downloading one of the files, but just refreshed my web page and tried it again with no problem. One of the video modules looked a little bit grainy, but wasn’t an issue. You could adjust the window size of your video player. A smaller viewing window can help with picture clarity.
Rating: 4.5
Highest rating will be 5 Stars.
Click on the link below for more information on Debt To Wealth®:
Note: Yes, the above link is my affiliate link. And I will get a commission if you click on it and buy this product. However, that doesn’t affect how I review the product because I will tell you both the good and bad regarding the product. Any commissions I earn cover the costs of maintaining this site so that I can continue to provide informative and entertaining reviews on the products that matter to you.
© Greg Whitaker 2011, All rights reserved
