Archives For Psychology

time money

Start thinking about how much time you spend at work. Have you ever missed an important life event because of work? Has a funeral you couldn’t attend or a milestone in a child’s life come and gone because you were stuck at work? How did it make you feel?

What if you slowly started to choose to work less and have more time for yourself and family? It can be done. One way to start is by getting rid of debt first so you’ll have the option of working less hours. Hmmm……

Quotes:
“People feel dissatisfied, depressed, and unhappy because they try to buy their identify thru consumerism.” – Tammy Strobel author of Smalltopia: A Practical Guide to Working for Yourself

“When you choose time over money and people over stuff, happiness awaits.” Courtney Carver author of Simple Ways to Be More with Less

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email.

Screen Shot 2012-09-17 at 6.21.51 AM

I was recently a caller on an internet radio show. The guest happened to be Keith Douglas. He’s the author of the book The Power to Get Wealth: No Money Required. I got to interact with both he and the host Jay King.

I came away with knowing how important it is that we define what wealth means to us. We spend most our lives chasing it in some form or fashion. So wouldn’t it make sense to clearly define what it is we’re spending so much time/effort pursuing?

The cool thing about the book title is that is mentions “No Money Required.” The secret to wealth is pretty simple. Wealth isn’t money, or possessions, or stuff. Wealth is inside you. It’s knowing who you really are. It’s knowing where your true source of abundance comes from. This is regardless of your religion. We all come from the same place.

Questions:
What does wealth mean?
How do I define it?
Why am I pursuing it?

Resources:
Get the book: The Power to Get Wealth: No Money Required
KeithDouglas.org
Radio Interview

Action:
Define wealth, write it down.
Ask yourself, “Whose definition of wealth am I pursuing?”

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email.

money blindfold

Are we working just for the sake of money? What’s the real reason we are awakened every morning by an alarm clock? Why do we give the best years of our lives to trading labor for currency?

Are there other ways to live? Yes. Start by reducing your debt load and work hours. You’ll find you don’t need nearly as much to live comfortably than you previously thought.

Become less and less dependent on your paycheck over time. It can be done. The money you spend, make sure part of it is going into things you are passionate about.

Don’t be “Blinded by The Benjamins” or doing things you don’t want to do just to make money. We can’t take it with us. And have you ever seen an armored truck at a funeral? I haven’t.

Questions:
Are we blinded by money?
Why do we work?
Why do we pay what we pay for things?

fix

You hear a lot about The Federal Reserve “stimulating” the economy in hopes of fixing it. The boys over at theminimalists.com remind us you can’t fix the problem with more of the problem.

We can, however, fix the way we think about how we spend money and consume and live and act and behave. Too many years of overindulgence have caught up with us. Problem is we don’t want to come off the drugs called cheap credit and hyper consumerism.

I know, I know, it’s tough to swallow. The system tells you it’s patriotic to spend and you’re un-American if you don’t. Financially secure or patriotic, which is more important?

The bottom line is this. The only way we’re going to turn this thing around and keep it turned around is one person at a time. We can’t write more laws and pile them on top of more laws and expect people to change their behavior.

Personal responsibility is where it’s at.

Action:
I challenge you to look at your economy and ask where can I live with less? How about cable TV with 200 channels and you only watch 3? How about those 3 packs of cigarettes a day? How about that trip to the mall twice a month to buy the latest fashion trend? How about that bass boat you never use but bought because your next door neighbor has one? Did you finance that, by the way? Ouch!

Resource:
The Minimalists

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email.

money_food

Questions:
1) Why is there so much fear around money?
Money equals food. Food equals survival.
No different than people getting uncomfortable about God discussions.
God equals life or death, right?

2) Why are we afraid to make money mistakes?
Because subconsciously we fear not having enough money to survive, literally.
Fear of mistakes and embarrassment are just a side issue.
Fear of failing is just a side issue.
Ego will distract us to avoid taking responsibility for past decisions.

Resources:
TheVenusProject.com link
WomenObtainingWealth.com link

Action:
Ask yourself why do I feel fear around money?
What is the true purpose of money?

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email.

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Guest
Today we interview Dr. David Tubens. He’s a metaphysical practitioner and ordained minister. We discuss a bit of his life story. He reminds us that psychology can only take us so far. The spiritual aspect of life needs attention too.

David comes from humble beginnings and shares some of his story of growing up on the streets of NY and being homeless at one point. He was a 7th grade drop out who earned a GED and later became a police officer.

Wanting to study psychology and work for the FBI, he eventually realized helping people with the spiritual aspect of their lives was more fulfilling.

We discuss his counseling practice, the difference between new thought and new age, and are reminded that if you want to change it’s gonna take effort on your part! No hand holding here. Of course, true to Debt Shepherd form, we tie it all in and explain how you can apply your spiritual practice to your financial freedom endeavors as well.

Resource:
David can be found at YourLifeRenewed.org link
Or you can email him: Dr Tubens

Action:
Be aware of the words you use. They are creating your world.
Take 100% responsibility for your life. You have the power to change it.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email.


I’m a………
Defining ourselves by our work.
Why we do it.
Job = money = food.

Questions:
How do you describe yourself?
If I’m not my work, who am I?
Why is it important to understand the difference?

Links:
48days.com
#1 career podcast on iTunes

Action:
Write down “I am……” and see what you get.
Ask yourself why you use these labels.
List all the things the world tells you you’re supposed to be.
List all the things you’d like to be instead.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at greg@debtshepherd.com

What you send may be read on the air and used as part of the show.

What does purging your Facebook friends list have to do with personal finance? Plenty!
What are you accumulating in your life and is it serving you? If not, get rid of some stuff.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at greg@debtshepherd.com

by GREG WHITAKER on July 11th, 2012