Archives For Personal Finance Education

194 DSR – Your Relationship With Money

September 12, 2015

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thinking-about-money

What is money?
Your Energy. Blood, sweat, tears.

Don’t have enough energy?
If you didn’t you’d be dead.

Always Wanting More Energy?
You always have exactly the right amount.

Wondering why some people have more energy than you?
It’s not about them having more. It’s about how they spend/conserve what they have.

Action Tips:
Ask yourself, “If I want more money, why?”
Define “More.” Write it down.

Figure out how to:
Increase your dollar per hour earnings.
Increase your hours.
Increase your value in the market place.

2015 Debt Shepherd, All Rights Reserved

In Energy, Money, Motivation, Personal Finance Education, Psychology, The Basics , ,
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193 DSR – Credit Scores

September 1, 2015

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credit score

Ahyh is our guest. We discuss credit scores. What they are and are NOT. Late payments. How they affect your scores. Why should you care? And a real life case study of a credit card late payment.

What makes a credit score? Rate = Risk?

Recent iTunes review left by AlmaDale, 5 stars:

“Just found Greg and his podcast and loving it so far.  Love the topics and the guests!!  Greg is down to earth and sounds like someone you could have a beer with and have a great time!  Looking forward to hearing more!!”

Resources:
yhwh.com
Experian
Equifax
Transunion

Debt Shepherd 2015, All Rights Reserved

In credit, Personal Finance Education , ,
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192 DSR – “The” Economy?

August 22, 2015

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economy

The difference between “The” economy and your economy.
Whose economy is it anyway and why should you care?

The Dow recently dropped 531 points in one day. So what? It didn’t decrease my debt payments or put more money in my bank account. How about you?

Resource:
Debt Mess to Debt Less

2015 Debt Shepherd, All Rights Reserved

In Government, Money, Money News, Personal Finance Education , ,
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191 DSR – Email From a Listener

August 15, 2015

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email

Recently heard from Dale C. Here’s what he had to say:

“Hey Greg,

Listening to episode # 186 (second one for me and trying to catch up) and really enjoying your podcasts.

I subscribe to a boatload of the podcasts and now I’m trying to pare down the list to a manageable group. I’m thinking I definitely need to keep yours on the list!

So was it just me, or did it sound like Andrea was changing a poopy diaper while she was talking to you? Haha!! Wow, she seems to be a character! Which I love!

Anyway, so sorry it took so long to get addicted to podcasts but glad I finally did and that I found yours! Looking forward to hearing more from you in the future.”

Resource:
Debt Mess to Debt Less

In Personal Finance Education , ,
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190 DSR – How To Save a Grand

August 8, 2015

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Rebecca

How can you possibly save a thousand dollars?

My wife Lynn inspired this episode. So we echo the advice of Rebecca @ helloprettybird.com and show you how to save $1k.

When you see the simple yearly savings plan she shares, you’ll kick yourself in the ass for not having the discipline to start earlier.

Resource:
How To Save A Grand

Book your complimentary consultation now:
Debt Mess to Debt Less

2015, Debt Shepherd All Rights Reserved

In Money, Personal Finance Education, The Basics , ,
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189 DSR – Credit Card Spending

July 31, 2015

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The Church of Yahweh

Credit card spending. Friend or foe? We ask my friend Ahyh, founder of The Church of Yahweh, to share his perspective.

We discuss:
Revolving (compounding) interest and how it hurts you.
The difference between secured and unsecured debt.
Why using credit will always cost you more money.

Resources:
The Church of Yahweh

Book your complimentary consultation now:
Debt Mess to Debt Less

Debt Shepherd, 2015 All Rights Reserved

In Money, Personal Finance Education, The Basics , ,
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188 DSR – Questions From A Listener

July 24, 2015

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RX

How can you pay your student debt faster?

Vladislav, a listener, asks us how he can pay his $75k student debt off faster than 5 yrs. We respond with answers.

Add as much as you can to your minimum monthly payment.
No matter how much or how little that is, you’ll be debt free faster than if you didn’t pre-pay the debt.

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at: greg [at] debtshepherd [dot] com

Debt Shepherd, 2015 All Rights Reserved

In Personal Finance Education , ,
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187 DSR – Abundance Consciousness

July 18, 2015

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Screen Shot 2015-07-18 at 5.38.52 PM

We talk to Rev. Denise Yeargin of Unity of Music City and ask:

1) What is abundance consciousness?

2) Why teach abundance consciousness in the first place?

3) What is your biggest challenge when teaching/speaking on this subject?

4) When do I know I’ve got it right? Am I ever done?

5) We ask Denise: Is prosperity consciousness a choice I make every moment of every day?

Resources:
Unity of Music City

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Debt Shepherd, 2015 All Rights Reserved

In Money, Motivation, Personal Finance Education, Spiritually Speaking , , ,
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