Archives For Personal Finance Education

Jekyll Island

One of the most important books you’ll ever read about the mysteries of money.

This books reveals:
Where does money come from? Where does it go? Who makes it? The money magicians secrets are unveiled. We get a close look at their mirrors and smoke machines, their pulleys, cogs, and wheels that create the grand illusion called money.

Resources:
The Creature from Jekyll Island
Optimized Self
Narco Dollars For Dummies

Get Your Mind Straight. Get Your Money Straight
2016 Debt Shepherd, All Rights Reserved

Car

Smart ways to buy your teenagers first car. We interview Charlene from NC

Resources:
Kelly Blue Book

Get Your Mind Straight. Get Your Money Straight
2015 Debt Shepherd, All Rights Reserved

Veggie

What is food?
Why do we eat?
Easy ways to clean up what we eat.
Dealing with family/friends when we change what we eat.

Resources:

Dr Schulze – SuperFood
Food Blender – Vitamix

The Vegetarian Myth – Lierre Keith

Sugar Blues – William Dufty

Get Your Mind Straight. Get Your Money Straight
2015 Debt Shepherd, All Rights Reserved

Rates

In the audio (click above) we cover:

What is the interest rate?
Who decides?
Difference between the interest rate and the REAL interest rate.
3 ways to save interest paid over the life of the loan.
Why do we borrow money from strangers?

Resource:

The Man Who Quit Money

Get Your Mind Straight. Get Your Money Straight.
Debt Shepherd 2015, All Rights Reserved

Screen Shot 2015-11-03 at 5.30.29 PM

Thinking about asking the boss for more money on the job? Here’s a few things you might want to consider before having that conversation.

When should you ask?
Where do you ask?
What should you ask for?
Why should you ask?

Resources:
The Freedom Manifesto

Get Your Mind Straight. Get Your Money Straight.

Debt Shepherd 2015, All Rights Reserved.

Gears

Knowledge of money all starts with the basics. You need a solid foundation before you can build a house. Mike Maloney’s Hidden Secrets of Money video series is the best primer I can recommend to get you started.

Resources:
Guide to Investing in Gold & Silver
Hidden Secrets of Money
Irwin Schiff

Get your mind straight. Get your money straight.

Debt Shepherd 2015, All Right Reserved

198 DSR – How to Go Broke

October 13, 2015

broke

Top 5 ways to go broke:

1) Too Many Credit Cards
2) Ignoring Your Current Situation
3) Keeping Up With The Jones’
4) Listening to Friends & Family Who Are Clueless About Money
5) Buying Too Much House

Credits:
The outline for this episode was used with permission from debt management expert Doug Hoyes of the podcast “Debt Free in 30.”

Resources:
Doug Hoyes (Canada)
Debt Free in 30 (iTunes)
The Creature From Jekyll Island

Debt Shepherd 2015, All Rights Reserved

195 DSR – Gas Prices

September 19, 2015

high-gas-prices

Why drive across town to save less than a buck a tank?
Does this train us into a scarcity mentality?
If gas is stored sunlight, how can we run out of the sun?

Ways to change a scarcity mindset.

Action tips:
Practice changing your scarcity mentality by living on less (for a while).
Sounds like a contradiction, doesn’t it? Once you’ve lived on less, you can lose some of the fear.

Resources:

How to begin living on less
The Minimalists

How to make your own fuel for your car:
Alcohol Can Be a Gas!

To better understand the connection between oil prices, politics, and banking:
All the Presidents’ Bankers

2015 Debt Shepherd, All Rights Reserved