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Nick from AK

We talk to Nick from Alaska and ask him what it’s like recently out of The US Navy, going to college, and forging a path in this crazy economic terrain?

Interview Questions:

1) Who’s your biggest hero?
2) Why college?
3) What would you say to folks in their 20’s, thinking about going back to school?
4) What about someone in school thinking about quitting because a full time job seems more lucrative?
5) When do you think you’ll be making “enough” money?
6) Where do you want to be in 5 yrs?

Give us a call on our voicemail listener feedback line at 615-200-7189
or drop Greg an email at: greg [at] debtshepherd [dot] com

Debt Shepherd, 2015 All Rights Reserved

What the hell

What if everything you’ve ever believed is less than what’s real? Less than what’s possible?

What if everything you’ve ever been taught is less than actuality?

When do you stop asking deeper questions of why you’re here?

Where did you come from? Where are you going? What if Jesus, Buddha, Mohammed, The Pope, and Anton LaVey don’t get to come along for your ride?

What if true happiness is smack dab in the middle of bliss and depression? Do you have the balls to stay in balance between the two?

Closing thoughts:
Subtraction is far more powerful than addition.

Resources:
Your inner voice

Give us a call on our voicemail listener feedback line at 615-200-7189
or drop Greg an email at greg [at] debtshepherd [dot] com

142 DSR – Maggie’s Story

December 19, 2013 — 1 Comment

tell_your_story_2

We recently heard from a listener Maggie who had this, among other things, to say about her financial mindset:

“For me, I have no debt. I paid it off several years ago after a job loss meant that I was in danger of not making the payment on my mortgage. I thought I’d been smart in getting only 1/3 the house the bank said I could afford…but it still meant that my house was tied to my income….If I lose this job, I can live for over 10 years with what I have in the bank.”

We’d love to hear your story. Click the “Your Story” link at the top of this page and tell us about you.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at: greg [at] debtshepherd [dot] com

There is no need to copyright truth

Number

Reminder: Free Coaching – Accepting Entries thru Monday 11/25.

What’s your number?
DOB
Age
Grade in School
Hourly Rate of Pay
Bank Account
# of Kids. I’m the middle, first born etc.
Years on job
Age (again)

It’s all about measuring & comparing.
Physical objects vs People
Experiment for a day: remove numbers from your language.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

advice_for_web

Listener appreciation – John from NYC sent us an email.
Rebecca from Germany sent us an email and some voicemails.

Mortgages –

I owe $64k. Have ability to owe $54k now and $44k in a yr.
If we prepay principle balance we can be mortgage free in 3.5 yrs.
Wife will retire in 2-3 yrs.

Do we stay and pay down the mtg? or
Do we move and borrow $100 to $125k?

Here – clean, safe, quiet. Pmt less than $800/mo.
2 BR – 1.5 BA, 1,200 sq. ft. condo

There – clean, safe, quite. Pmt same
3 BR – 2 BA, 1,300 sq ft. / .50 acres, fenced yard, add 40 min. to work commute for a total of 1 hr. drive to work each day.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth.

money_talks

PODCAST AUDIO – click to listen

In this 113th episode I talk with Oscar Smith about the importance of financial communication in family & relationships.

Questions:
– Who should be talking about money and why?
– Why wouldn’t they talk about money? The biggest reason people don’t or won’t.
– What happens when we don’t talk about money in our relationships?

Observations:
– Money arguments
– Money secrets

Parting Thoughts:
Start the conversation as early as possible in a relationship.
Keep the money conversation open.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

finger

PODCAST AUDIO – click to listen

What if we showed up for one reason and one reason only? What if that reason was to remember who we really are? What if, before we showed up, we made a conscious decision to come here and be in a place of forgetting. Why would we do that?

Some say we did that so we could experience the joy of remembering! How much simpler and more profound can it be? Absence makes the heart grow fonder? Maybe it’s like that. We decided to experience lack so we could remember how great it is to not experience lack. Lack of knowing who we really are.

Who we really are must be amazing. Especially if we agreed to come here and go through all this incredible bullshit. I don’t know about you but I’m ready to remember more and more of who I really am. And I’m wanting to do it faster and faster.

The ride is over and I’d like to get off and go back home.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

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This blog post is dedicated to my wife Lynn and aunt Tammy. They both commented on a pic from facebook that posed a most interesting question:

What would the child you once were think of the adult you have become?

The child I once was would think this of the adult I’ve become:

Hey old man. Not too shabby. Not too shabby at all. Congratulations on surviving childhood and puberty. Didn’t think you’d pull out of that marathon drinking career of yours but you did. You’re so much nicer to be around and you laugh a lot more.

You’ve still got a pretty wild imagination. But don’t keep it under your hat so much. Let it out for the world to see more often. I notice you still love to read, learn, and share knowledge with everyone around you. Don’t lose that bro. Don’t lose that.

Looks like you listened to Mom and learned to love people no matter what color their skin is or where they came from. I almost forgot. You actually are color blind! Seeing the good in most everybody means you’ve got more friends to play with. Pretty cool, huh? You edit what you say once in a while but I understand you have to sometimes do that to get along in the world.

You paid attention to Mom and Dad and learned what a sense of humor is all about. Cool beans. I’m happy you finally realized there’s nothing you’re supposed to do. Just do what makes you happy. Live for the moment. You still remember what it’s like to get excited about learning something new. And you still look forward to staying up late once in a while on a Friday night and sleeping in on Saturday.

By the way, your favorite color is blue. I think it’s great you spend most of your spare time talking to strangers on the radio. Remember, the only thing you got in trouble for in school was talking too much? Revenge is sweet, ain’t it?

Don’t be sad when other grown ups keep hurting themselves with self hate. You were once there and you eventually learned to love yourself. Give em’ time. God is whispering in their ears just like he did in yours. They’ll hear the voice.

You have a big heart. Don’t say I’m sorry for who you are. Keep waking up every day looking forward to what happens next. Teach others what you learn. It’s how us kids do it.

I just want to say how proud I am of you. I’m not mad at you for when you used to be afraid to be a kid. It’s OK to be scared sometimes. The world can be a dark place. Just remember to turn on the light switch. I know you don’t want children of your own, but If I had to pick anyone else to be my Dad, you’d be the one I’d pick.

You’re my best friend. I love you Greg.

What would the child you once were think of the adult you have become?

Copyright 2012 – Debt Shepherd – All Rights Reserved

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com