Archives For Greg Whitaker

economy

The difference between “The” economy and your economy.
Whose economy is it anyway and why should you care?

The Dow recently dropped 531 points in one day. So what? It didn’t decrease my debt payments or put more money in my bank account. How about you?

Resource:
Debt Mess to Debt Less

2015 Debt Shepherd, All Rights Reserved

email

Recently heard from Dale C. Here’s what he had to say:

“Hey Greg,

Listening to episode # 186 (second one for me and trying to catch up) and really enjoying your podcasts.

I subscribe to a boatload of the podcasts and now I’m trying to pare down the list to a manageable group. I’m thinking I definitely need to keep yours on the list!

So was it just me, or did it sound like Andrea was changing a poopy diaper while she was talking to you? Haha!! Wow, she seems to be a character! Which I love!

Anyway, so sorry it took so long to get addicted to podcasts but glad I finally did and that I found yours! Looking forward to hearing more from you in the future.”

Resource:
Debt Mess to Debt Less

Rebecca

How can you possibly save a thousand dollars?

My wife Lynn inspired this episode. So we echo the advice of Rebecca @ helloprettybird.com and show you how to save $1k.

When you see the simple yearly savings plan she shares, you’ll kick yourself in the ass for not having the discipline to start earlier.

Resource:
How To Save A Grand

Book your complimentary consultation now:
Debt Mess to Debt Less

2015, Debt Shepherd All Rights Reserved

The Church of Yahweh

Credit card spending. Friend or foe? We ask my friend Ahyh, founder of The Church of Yahweh, to share his perspective.

We discuss:
Revolving (compounding) interest and how it hurts you.
The difference between secured and unsecured debt.
Why using credit will always cost you more money.

Resources:
The Church of Yahweh

Book your complimentary consultation now:
Debt Mess to Debt Less

Debt Shepherd, 2015 All Rights Reserved

RX

How can you pay your student debt faster?

Vladislav, a listener, asks us how he can pay his $75k student debt off faster than 5 yrs. We respond with answers.

Add as much as you can to your minimum monthly payment.
No matter how much or how little that is, you’ll be debt free faster than if you didn’t pre-pay the debt.

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at: greg [at] debtshepherd [dot] com

Debt Shepherd, 2015 All Rights Reserved

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We talk to Rev. Denise Yeargin of Unity of Music City and ask:

1) What is abundance consciousness?

2) Why teach abundance consciousness in the first place?

3) What is your biggest challenge when teaching/speaking on this subject?

4) When do I know I’ve got it right? Am I ever done?

5) We ask Denise: Is prosperity consciousness a choice I make every moment of every day?

Resources:
Unity of Music City

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Debt Shepherd, 2015 All Rights Reserved

Andrea From Utah

The advantage of using pre-paid debit cards vs traditional bank accounts.

The importance of saving money no matter what your income is.

Stay at home Mom’s taking on 2nd jobs. Should you or shouldn’t you?

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Debt Shepherd, 2015 All Rights Reserved

Interest

What would happen if you pre-paid your debts? How about saving thousands & thousands of dollars and several years of your working life?

1) Who can prepay?
2) What if I can’t afford it?
3) When can I prepay?
4) Why would I prepay?

$100k loan, 4% interest, 30 yrs.

$2,000/mo net/take home income.
10% = $200/mo prepay

$34k interest saved.
Turn 30 yr mtg into a 17 yr mtg
13 yrs of your life saved.

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Debt Shepherd, 2015 All Rights Reserved